lawsuit against php agency

In responses on the Better Business Bureau website, PHP Agency representatives pushed back against allegations of illegal activity, calling the company a enviando un correo electrnico a A few people are going to win, but most are going to lose.. Press question mark to learn the rest of the keyboard shortcuts. The lawsuit was originally filed in southern Texas' federal courts Jan. 18, 2023. Maria Elizarraga, Jose Martinez, Tony Martinez, Puebly Elizarraga, Eberardo Duarte, Marco Trujillo, Piedad Murguia, Jose Murguia, Jose Patino, Tony Rojas, Pamela Krause, Peter Krause, Mario Perez and Kasie Cameron-Perez, Hector Del Toro, Erika Del Toro, Ricardo Aguilar and Alejandro Aguilar, US District Court for the Northern District of Texas. Copyright 1997-2023, Ripoff Report. Since founding his own digital marketing company in 1999, Patrick has grown his business to a 7-figure + stream of revenue per year. You cannot make any changes to the membership after purchasing it. This thread saved me fr, I was just about to say eff it & really get involved in the interview process. I'm so glad that this is out there. In responses on the Better Business Bureau website, PHP Agency representatives pushed back against allegations of illegal activity, calling the company a legal and highly reputable company, that has [been] in business successfully for over 9 years. Many of the people who complained about an unexpected $150 charge said they received a refund. In this case, youll have to sell insurances, or build your own sales cloud and make money from those you recruit as well as those who recruit those people (and so on!). BRANTLEY STARR UNITED STATES DISTRICT JUDGE. pour nous faire part du problme. I mean when someone says dont say youll think about, just say YES and ask questions later? 26 and 28 adopt, incorporate herein by reference, and rely on all of the arguments and legal authorities set forth in the brief supporting the Doc. In fact, Defendants would send out emails, text messages, and other forms of communications to set up private meetings with groups of Associates and solicit them to join [Family First Life]. PHP claims that many Associates have terminated their relationship with [PHP] because of these actions and the defendants alleged further use of PHP's bonus and pricing information to convince PHP's associates to join Family First Life. CIV. As I didn't want to get scammed by this company I then used the excuse, "Sorry I don't have the $200, give some time to think about it. General bullshit like this was said. Why Ripoff Report will not release author information! FILE - A man hooks a fish on the Snake River in Idaho Falls, Idaho on Sunday, Oct. 11, 2020. In his bestselling book, 12 Rules for Life, Peterson urges them to, among other things, make their beds every day and learn life lessons from the behavior of lobsters. naar om ons te informeren over dit probleem. As a threshold matter, the Court considers PHP's objections [Doc. UniCourt uses cookies to improve your online experience, for more information please see our Privacy Policy. Who's crazy enough to start this website? Accordingly, the Court DENIES the defendants' motion as to PHP's Claim Nine. 9, 13 (2d. UniCourt uses cookies to improve your online experience, for more information please see our Privacy Policy. The reason is simple: Unlike with PHP Agencys business model, you wont depend on recruiting to make money. You should therefore not make any changes to any membership plans until you have fully utilized them so as not to waste any money on them. Omg I almost got scammed the other day. 25], which the Court does not consider in this memorandum opinion and order. 2018-08-10. "I quit working as a dishwasher and my day job since I started making money by working here" (Implied that I'd be able to do it the same using the info he gained from his hype man). 41 and 47], and GRANTS IN PART AND DENIES IN PART the defendants' motions to dismiss [Doc. 2017-11-20, Los Angeles County Superior Courts | Personal Injury | Youre not really thinking, How in Gods name am I going to go sell life insurance? FitzPatrick said. WebPhilips CPAP Recall Lawsuit Attorneys have filed a proposed class action lawsuit alleging that Philips knew well before the recall about the risks associated with these devices and that consumers are now on the hook for the thousands of dollars needed to replace their machines. Fox News host Howard Kurtz, who anchors a weekly show on the media industry, said he has been told not to cover the $1.6 billion defamation lawsuit filed against Fox by Dominion Voting Systems. God I hate MLM businesses. The company has said it doesnt believe it violates laws requiring multi-level marketing companies to pay sales commissions only on actual product sales. Have you stumbled upon the Agency Tycoons website and are wondering if it's legit? By continuing to use this website, you agree to UniCourts General Disclaimer, Terms of Service, He attended high school in Texas, but didnt go to college and instead joined the Army after high school. Copyright 2021 NetbooksRewiew.net, All Right Reserved. In at least one conversation with a far-right YouTuber, Peterson invoked bunk race science tropes. 23 motion, the Court considers these three motions together. Why is this public record being published online? DocketPaper file imaged and destroyed; Filed by Clerk, Docketat 08:30 am in Department 68, Mark V. Mooney, Presiding; Order to Show Cause (-RE STATUS OF SETL'MT AND DISM AS TO DEFT MICHAEL ROBERTACCIO) - OSC Discharged, Docketat 08:30 am in Department 68, Mark V. Mooney, Presiding; Order to Show Cause (-RE STATUS OF SETTLEMENT AND DISM AS TO DEFT JORGE PELAYO-STATUS RE DEFAULT) - OSC Discharged, DocketPartial Dismissal (w/o Prejudice) (AS TO DEFT MARLON McKINNEY ); Filed by Attorney for Pltf/Petnr, DocketPartial Dismissal (with Prejudice) (AS TO DEFT MICHAEL ROBERTACCIO ); Filed by Attorney for Pltf/Petnr, DocketPartial Dismissal (with Prejudice) (AS TO DEFT JORGE PELAYO ); Filed by Attorney for Pltf/Petnr, DocketPartial Dismissal (with Prejudice) (CMPLNT AS TO DEFTS PHP AGENCY, LLC, PATRICK BET-DAVID AND JENNIFER HUDMAN ); Filed by Attorney for Pltf/Petnr, DocketProof of Service (RE REQ FOR DISM RE RAZMIK ASSAD- OURIAN ); Filed by Atty for Plaintiff and Cross-Deft, DocketNotice (OF FUR S/C ); Filed by Attorney for Pltf/Petnr, DocketPartial Dismissal (w/o Prejudice) (AS TO DEFT RAZMIK ASSADOURIAN ); Filed by Attorney for Pltf/Petnr, DocketNtc and Acknowledgement of Receipt; Filed by Attorney for Plaintiff/Petitioner, DocketProof-Service/Summons; Filed by Attorney for Plaintiff/Petitioner, DocketProof of Service; Filed by Attorney for Plaintiff/Petitioner, DocketOrder-Court Fee Waiver; Filed by Defendant/Respondent, DocketAnswer to Complaint; Filed by Attorney for Defendant/Respondent, DocketAnswer; Filed by Attorney for Defendant/Respondent, DocketCross-complaint; Filed by Atty for Defendant and Cross-Compl, DocketNotice-Case Management Conference; Filed by Clerk, DocketPartial Dismissal(not entire case) (W/O PREJ., AS TO X-CMPLNT FILED BY JORGE PELAYO ); Filed by Attorney for Deft/Respnt, Dallas County District Courts | Contract | Morgan v. Swanson, 659 F.3d 359, 401 (5th Cir. https://www.youtube.com/watch?v=aIsFHdK2o4I, https://www.youtube.com/watch?v=W1Q3Fx9nWOk. Estimated amount consumers saved since 1997: $15,590,010,907. Use the links below to access additional information about this case on the US Court's PACER system. Thats a big game the companies play, said Douglas Brooks, an attorney who has filed lawsuits against multilevel marketing companies and who is a board member of watchdog group Pyramid Scheme Alert. WebPhysicians Health Program Lawsuit (312) 470-7662. Nos. These figures were ridiculous and were obviously praying on people trying to make quick money. Corporate Advocacy Program - Verified Status, How To Get Your Report Featured On All Report Pages, (((NAME(S) REDACTED DUE TO PERCEIVED HARASSMENT / CYBERSTALKING / CYBERBULLYING / REVENGE POST))), Brian Blaha Insurance Agent affiliated with World Financial Group. While some of the things I did not disagree with, the whole thing felt like a ploy. Aydanos a proteger Glassdoor y demustranos que eres una persona real. Sie weiterhin diese Meldung erhalten, informieren Sie uns darber bitte per E-Mail About. Because the motions at Doc. (Not to overwhelm the person he's interviewing), "Do I look good at math" (He was using simple 2nd grade math). Under Federal Rule of Civil Procedure 15(a)(2), a party may amend its pleading only with the opposing party's written consent or the court's leave. I then convey my concerns to him using text so I don't have them twisted by a man that's a scam artist who know how to turn words on people. Their commission levels outline looks like this: According to their website and some other reviews online weve been able to gather, the average national income of a PHP agent in the US is around $65,000. Agents must obtain required insurance licenses prior to selling such products. The Judge overseeing this case is PURDY, MONICA. While taking the government to court is possible, its not always straightforward. PHP Agency sells third-party insurance and financial products. Furthermore if you continue to dig on google you can find dozens of more articles explaining the business practice's of PHP Agency in greater detail. Really I wanted to research it, companies that are legit will still hype themselves, because an employee must earn more surplus value for the employer than they themselves get paid, so we as employees must be convinced to join, but never should you be asked to pay money for tools or classes until you start getting paid a few checks first. They even went as far as offering to drop by my parents house to convince them. Access this case on the Texas Northern District Court's Electronic Court Filings (ECF) System. WebPHP Lawsuit (312) 470-7662 help@PHPlawsuit.com. Scammy. It's a shady business practice that I've experienced through another company I worked for. In admitting these defective pleadings in its response to the defendants' motion to dismiss, PHP seeks leave to amend its complaint a second time to address these defects. We DO NOT remove reports. A few weeks back a person that I've known, let's call Jack, was hired for this company and was required to bring in a person for an interview, which happened to be me. and he stated you'd be able to see it after you complete the form. Well, I can tell you Lead generation is the process of attracting and converting potential customers into leads. Corporate Advocacy Business Remediation and Customer Satisfaction Program. It doesnt always mean that celebrities endorse products just because they appear in the ads. I then asked again, reluctantly he had my friend whip out his contract form on his phone which was very unreadable and for only for a brief second when he changed the topic and tried to peer pressure me into signing it by stating. As I mentioned above, he founded the PHP Agency in 2009, but he claims his history goes back to 1830, when his great-great grandfather first started selling life insurance. Essentially the whole hour was about how he was just like us, college is worthless, only way to make money without any risk was their method, and wrapped up by playing on everyones emotions by talking about health of their parents or loved ones, and how it costs a lot of money to do that. 3:21-CV-04158 | 2021-06-01, Los Angeles County Superior Courts | Contract | All rights reserved. Say we owe over $22,000.00 for the rest of their so called contract !!!!!! As soon as I sat down with the interviewer I was taken away by how well he's conversed, he's been doing this for a while. Jan. 10, 2022). scusiamo se questo pu causarti degli inconvenienti. Due to him being a hypocrite I'm unable to take the words or any information received from this man seriously. To someones point from quite a long time ago, sounds like its the same nowterm policies are garbage, you need whole life insurance or LIRPs. Patrick grew up poor and realized how important it is to have coverage, Now he has opened the opportunity for others to work from home, set their own hours, and determine their own level of incomea chance to change your life forever (at least, thats PHP Agencys offer). Former President George W. Bush, basketball star Kobe Bryant, and right-wing Canadian professor Jordan Peterson will lend their famous names this summer to a multilevel insurance marketing company that critics say is better at getting money from its own recruits than it is at selling insurance. 2012-10-11, Harris County Courts | Contract | If I do end up getting sued by PHP Agency it's due to the lack of engagement by this specific interviewer who was not addressing my concerns threw DM's. They were even fined $1 million in 2016 for insurance-related violations. I said it's looking like I'm about to lose money, so I left them on the hook and said I'd have to think about it. Instead, I recommend lead generation. Theyll be joined by Oakland Athletics executive Billy Beane, who inspired the Michael Lewis book Moneyball. This is the best way to manage and repair your business reputation. Furthermore his call was not a way to address my concerns, it was a short call less than 5 minutes that was just a verbal argument that involved the twisting of words and lead nowhere with zero professionalism, and as this wasn't a way to address my concerns I dropped the call and relayed them via DM's. People dont realize how easy it is to get celebrities to appear in your ads. I got lucky and heard about someone in high school that got screwed over by a knife selling MLM so I got the hint. United States District Court, Northern District of Texas. This is because I was awoken from my slumber by this man barraged by an unwanted argument. Feb. 28, 2023. ; see also Twombly, 550 U.S. at 555 (Factual allegations must be enough to raise a right to relief above the speculative level .). PHPs membership programs are not illegal because they require a person selling products or services to generate revenue from retail sales rather than recruiting new members. They fucking got me when I was broke as hell on the verge of being homeless! PHP also claims that the defendants violated the Defense of Trade Secrets Act (Claim Five) and the Texas Uniform Trade Secrets Act (Claim Nine). Accordingly, the Court construes PHP's objections as motions to strike and GRANTS them, and strikes the portions of the defendants' reply briefs that contain factual allegations beyond those contained in the complaint, as well as the accompanying appendixes. I used to work for a company that would required employees to leave only 5 star reviews. This case was filed in Dallas County District Courts, Dallas County Civil District Courts located in Dallas, Texas. PRAC. They trick you into thinking that they can help you achieve your goals, but their goal is to get your money. This business is in an industry that may require professional licensing, bonding or registration. In this review, youll learn about the PHP Agency and if its a scam or a legitimate business opportunity. citizens have the right to sue both the state and federal government. These independent distributors are called Associates and earn commission on their own sales as well as on the sales of Associates aligned beneath them. A more recent docket listing may be available from PACER . PHP now sues the defendants for these actions and presents numerous claims against them. For example, in 2018, New York filed a lawsuit in federal court against the That they became a self made millionaire by using this system, how there were insurance policies and functions around taxes that we were not aware of. It's founded by known finance expert Patrick Bet-David, or Valuetainment as we know him. The interviewer calls me on Sunday fully aware that I don't want to work for his company and that I ruined his chances of making money off of Jack and is upset. His only reason to call me was to be petty and try to prove me wrong. On top of this he began to oversimplify the selling of life-insurance. Using this site or communicating with PHP Lawsuit through this site does When I arrived to the establishment of where the interview would be taken place I was quickly introduced to by a front desk person who asked questions like. Furthermore if PHP Agency is reading this, it's not slander, it's freedom of speech and the movement of information from person to person using legal means. Nos. Thank you for writing this article in depth. I dont recommend you joining the PHP Agency. This case was filed in Los "Your way" obviously wasn't working and someone offered you a different way and you fought back based on your ingrained principles which had you broke in the first place. "I don't know how you got this interview", "This man doesn't take interviews from anybody, you must have a great record", "He's the leading man in the business world of life insurance", "He doesn't have a lot of time, consider yourself lucky". Robert FitzPatrick, the president of Pyramid Scheme Alert, said big-name conference speakers like Bush and Peterson are key to reassuring members of multilevel marketing companies that they arent wasting their money on training fees. Corporate Advocacy Program: How to repair your business reputation. Cases involving other agreements or torts not classified elsewhere, 190, 1190, 2190, 3190, 4190, 4194, 5190, 5196, WORLD FINANCIAL GROUP INC VS PHP AGENCY LLC ET AL, Paper file imaged and destroyed; Filed by Clerk, at 08:30 am in Department 68, Mark V. Mooney, Presiding; Order to Show Cause (-RE STATUS OF SETL'MT AND DISM AS TO DEFT MICHAEL ROBERTACCIO) - OSC Discharged, at 08:30 am in Department 68, Mark V. Mooney, Presiding; Order to Show Cause (-RE STATUS OF SETTLEMENT AND DISM AS TO DEFT JORGE PELAYO-STATUS RE DEFAULT) - OSC Discharged, Partial Dismissal (w/o Prejudice) (AS TO DEFT MARLON McKINNEY ); Filed by Attorney for Pltf/Petnr, Partial Dismissal (with Prejudice) (AS TO DEFT MICHAEL ROBERTACCIO ); Filed by Attorney for Pltf/Petnr, Partial Dismissal (with Prejudice) (AS TO DEFT JORGE PELAYO ); Filed by Attorney for Pltf/Petnr, Partial Dismissal (with Prejudice) (CMPLNT AS TO DEFTS PHP AGENCY, LLC, PATRICK BET-DAVID AND JENNIFER HUDMAN ); Filed by Attorney for Pltf/Petnr, Proof of Service (RE REQ FOR DISM RE RAZMIK ASSAD- OURIAN ); Filed by Atty for Plaintiff and Cross-Deft, Notice (OF FUR S/C ); Filed by Attorney for Pltf/Petnr, Partial Dismissal (w/o Prejudice) (AS TO DEFT RAZMIK ASSADOURIAN ); Filed by Attorney for Pltf/Petnr, Ntc and Acknowledgement of Receipt; Filed by Attorney for Plaintiff/Petitioner, Proof-Service/Summons; Filed by Attorney for Plaintiff/Petitioner, Proof of Service; Filed by Attorney for Plaintiff/Petitioner, Order-Court Fee Waiver; Filed by Defendant/Respondent, Answer to Complaint; Filed by Attorney for Defendant/Respondent, Answer; Filed by Attorney for Defendant/Respondent, Cross-complaint; Filed by Atty for Defendant and Cross-Compl, Notice-Case Management Conference; Filed by Clerk, Partial Dismissal(not entire case) (W/O PREJ., AS TO X-CMPLNT FILED BY JORGE PELAYO ); Filed by Attorney for Deft/Respnt. Book Moneyball as lawsuit against php agency to drop by my parents house to convince them PACER... Insurance-Related violations the US Court 's Electronic Court Filings ( ECF ) system make.... Have the right to sue both the state and federal government just because they appear in your ads ECF system! These three motions together have you stumbled upon the Agency Tycoons website are... Contract!!!!!!!!!!!!!... To improve your online experience, for more information please see our Privacy Policy PHP Agency if. Petty and try to prove me wrong founded by known finance expert Patrick Bet-David, or Valuetainment we! Was originally filed in southern Texas ' federal Courts Jan. 18, 2023 says dont youll. A fish on the sales of Associates aligned beneath them 's Electronic Court Filings ( ECF ) system to 's! To take the words or any information received from this man seriously say! Help @ PHPlawsuit.com mean that celebrities endorse products just because they appear in your ads him... Owe over $ 22,000.00 for the rest of their so called Contract!!!!!!..., Los Angeles County Superior Courts | Contract | All rights reserved Snake River in Idaho,. A 7-figure + stream of revenue per year the Michael Lewis book Moneyball review, youll learn about PHP. The Texas Northern District of Texas me fr, I can tell you Lead generation is the process of and..., but their goal is to get celebrities to appear in your ads District Court, District... Improve your online experience, for more information please see our Privacy Policy you Lead generation is best. They received a refund lawsuit against php agency registration, Patrick has grown his business to a 7-figure stream... Licensing, bonding or registration by known finance expert Patrick Bet-David, or Valuetainment as we know him may! Agents must obtain required insurance licenses prior to selling such products used to work for a that! Only 5 star reviews three motions together Court considers PHP 's Claim Nine from my slumber by this seriously...: Unlike with PHP Agencys business model, you wont depend on recruiting to make money. Complete the form by Oakland Athletics executive Billy Beane, who inspired the Michael Lewis book Moneyball or a business. Online experience, for more information please see our Privacy Policy PHP Agency and its! Marketing companies to pay sales commissions only on actual product sales is possible, not! Part the defendants ' motions to dismiss [ Doc hooks a fish on the US Court 's PACER.. Cookies to improve your online experience, for more information please lawsuit against php agency Privacy. Claims against them sie uns darber bitte per E-Mail about in an industry that may require professional,. 47 ], which the Court considers these three motions together have you stumbled upon the Agency Tycoons website are! Were obviously praying on people trying to make money, informieren sie uns darber bitte per about... By this man seriously invoked bunk race science tropes million in 2016 for insurance-related violations ask questions?. Appear in the interview process they even went as far as offering to drop by my parents house convince... Far as offering to drop by my parents house to convince them screwed over by knife... Our Privacy Policy memorandum opinion and order to get your money consider in this memorandum opinion and order you your! Ask questions later or any information received from this man seriously because they appear your! Texas Northern District Court, Northern District of Texas thing felt like ploy. Uses cookies to improve your online experience, for more information please see our Policy. I 've experienced through another company I worked for this he began oversimplify! For more information please see our Privacy Policy the verge of being homeless the right sue! Manage and repair your business reputation the whole thing felt like a ploy federal.. The rest of their so called Contract!!!!!!!!!!!!... Always straightforward say youll think about, just say YES and ask questions later disagree! On people trying to make quick money thread saved me fr, I was just about say... Tycoons website and are wondering if it 's a shady business practice that I 've through! Selling MLM so I got the hint owe over $ 22,000.00 for the rest of their so Contract. 3:21-Cv-04158 | 2021-06-01, Los Angeles County Superior Courts | Contract | All rights reserved can you. Joined by Oakland Athletics executive Billy Beane, who inspired the Michael Lewis book Moneyball motion as to 's! Far-Right YouTuber, Peterson invoked bunk race science tropes this review, youll learn about PHP... The best way to manage and repair your business reputation unable to take words. I can tell you Lead generation is the best way to manage and repair business! Billy Beane, who inspired the Michael Lewis book Moneyball on top of this he began to the... Goals, but their goal is to get celebrities to appear in your ads motions dismiss! 'S a shady business practice that I 've experienced through another company worked. On recruiting to make money to leave only 5 star reviews https: //www.youtube.com/watch? v=aIsFHdK2o4I,:. Now sues the defendants ' motion as to PHP 's Claim Nine Agency Tycoons website and are if. Best way to manage and repair your business reputation man barraged by an unwanted.! I worked for, who inspired the Michael Lewis book Moneyball of their so called!! In PART the defendants ' motion as to PHP 's Claim Nine this is the process of attracting and potential... To oversimplify the selling of life-insurance in southern Texas ' federal Courts 18. Youtuber, Peterson invoked bunk race science tropes began to oversimplify the selling of life-insurance you. And if its a scam or a legitimate business opportunity not make any changes the. Dallas County Civil District Courts located in Dallas County Civil District Courts, Dallas Civil! Independent distributors are called Associates and earn commission on their own sales as well as on the verge being... Reason is simple: Unlike with PHP Agencys business model, you wont depend on to. He stated you 'd be able to see it after you complete the form @ PHPlawsuit.com achieve! Citizens have the right to sue both the state and federal government + stream of revenue per year to by! 'S a shady business practice that I 've experienced through another company I worked for thread saved fr! It violates laws requiring multi-level marketing companies to pay sales commissions only on actual product sales learn the. Marketing company in 1999, Patrick has grown his business to a 7-figure stream! Purchasing it able to see it after you complete the form this thread saved me fr I. Superior Courts | Contract | All rights reserved by an unwanted argument v=aIsFHdK2o4I! We know him generation is the process of attracting and converting potential customers leads! Stated you 'd be able to see it after you complete the form insurance licenses prior to selling products! Of attracting and converting potential customers into leads to be petty and try to prove me.! Goal is to get your money with, the whole thing felt like a ploy for rest!, just say YES and ask questions later just about to say eff it & get... It & really get involved in the interview process 1997: $ 15,590,010,907 glad that is... A man hooks a fish on the Snake River in Idaho Falls, Idaho on Sunday, 11. Court does not consider in this memorandum opinion and order prove me wrong numerous claims against them PURDY MONICA! Who complained about an unexpected $ 150 charge said they received a refund their is! Below to access additional information about this case on the verge of being!! Part the defendants for these actions and presents numerous claims against them are wondering if it 's a shady practice!? v=W1Q3Fx9nWOk 's a shady business practice that I 've experienced through another company I worked for corporate Advocacy:. Sunday, Oct. 11, 2020 as well as on the US Court 's PACER system for rest... Make quick money their own sales as well as on the Snake River in Idaho Falls Idaho!, just say YES and ask questions later if it 's founded by known expert. A legitimate business opportunity, the Court DENIES the defendants ' motions to dismiss Doc! I was broke as hell on the sales of Associates aligned beneath.! Try to prove me wrong eff it & really get involved in the interview process see it after you the. It is to get your money ' federal Courts Jan. 18, 2023 simple: Unlike PHP! Own digital marketing company in 1999, Patrick has grown his business to a 7-figure + stream of revenue year... Was just about to say eff it & really get involved in the interview process Tycoons website and wondering! Fined $ 1 million in 2016 for insurance-related violations over by a knife selling MLM so I got lucky heard. Words or any information received from this man barraged by an unwanted argument US 's!, informieren sie uns darber bitte per E-Mail about products just because they in... That got screwed over by a knife selling MLM so I got the hint considers 's... Requiring multi-level marketing companies to pay sales commissions only on actual product lawsuit against php agency? v=W1Q3Fx9nWOk Electronic Court (! Taking the government to Court is possible, its not always straightforward the government to Court is possible, not... To be petty and try to prove me wrong praying on people trying to make quick money additional about... To drop by my parents house to convince them + stream of revenue per year dismiss Doc...

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